From hackread.com
In its recent blog post, four researchers from the International Monetary Fund (IMF), the global lender to nations during financial crunches, revealed their findings regarding the undeniable correlation between finance and tech (fintech) and its potential future.
IMF researchers have highlighted the reason behind fintech’s success and public acceptance over the past ten years against physical banks.
In the working paper, IMF researchers hinted at the possibility of using a user’s web history, including search, browsing, and purchasing data, for more accurately determining the person or business’ credit rating.